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M&K Dignum Insurance Agency, Inc.

622 Loudon Road Suite 204
Latham, NY 12110

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All You Need To Know About Auto Insurance

Auto insurance is the type of insurance that covers cars, motorcycles, trucks, and other road vehicles. If you are a car owner, and you live in the state of New York, you should know that auto insurance is mandatory, and driving without it is illegal. If you are currently shopping for auto insurance, here is what you need to know about it. 

What Should You Know About Auto Insurance?

  • There are certain factors that have an impact on the cost of auto insurance. These factors are the type and model of your car, your driving habits, demographic factors, deductibles you choose, your credit, and some others. 
  • There are ways to lower your auto insurance costs. One of them is to use discounts. To know whether you are eligible for any discounts, you need to talk to an insurance agent of insurance company and negotiate and costs of insurance. 
  • There is a difference between collision and comprehensive coverage. Many people do not know the difference between these two types of coverage. The difference is that comprehensive coverage provides protection against damage and theft, while collision coverage reimburses you from damage as a result of a collision. 

M&K Dignum Insurance Agency Inc. – Your Trustworthy Insurance Company In New York

Are you a car owner living and driving in the state of New York? Are you looking for a new insurance policy in Albany NY or any other nearby town? Then, contact M&K Dignum Insurance Agency Inc. which specializes in all types of insurance, including auto insurance as well Our knowledgeable insurance agents serving clients in Albany NY and other surrounding areas will help you find a perfect policy based on your insurance needs and preferences. Do not hesitate to visit our website for more information or give us a call. 

Our Partners:

  • Andover Insurance
  • Eastern Mutual
  • Hanover Insurance
  • Liberty Mutual
  • Main Street America
  • Nationwide
  • NYCM
  • Progressive
  • Security Mutual
  • The Hartford
  • Travelers