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M&K Dignum Insurance Agency, Inc.

622 Loudon Road Suite 204
Latham, NY 12110

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Auto Insurance in New York

Auto insurance is needed to keep you and others safe, whether you are driving to the Big Apple or taking a road trip to another part of the state or country. We offer dependable protection for both you and your car here at M&K Dignum Insurance Agency Inc. in Latham, NY. We highly recommend that you take advantage of auto insurance aimed to cover you if your car is damaged in an accident with another motorist or your car is damaged from weather, theft, etc.

Auto Insurance Requirements

If you own a car in New York, you must obtain auto insurance and acquire at least the minimum coverage for adequate protection, which includes:

  • Bodily injury coverage per person of at least $25,000
  • Bodily injury coverage per accident of at least $50,000
  • Property damage per accident of at least $10,000
  • Uninsured and underinsured coverage of at least $25,000 per person and $50,000 per accident
  • Personal injury protection of at least $50,000 per person

Auto Insurance Coverage

You can also choose to increase your coverage if you’d like to opt-in for greater protection:

  • Comprehensive- This will protect you if your vehicle sustains damage from a non-collision-related accident.
  • Collision- This will cover repair costs if your vehicle is damaged due to an accident with another car.
  • Medical payments- This will cover your medical bills or funeral expenses if you are involved in an accident, no matter who is at fault.
  • Roadside assistance- If your car breaks down while on the highway or runs out of gas, this coverage will help cover the costs of a tow, battery charge, or other related expenses.


To obtain a quote for auto insurance, please visit M&K Dignum Insurance Agency Inc. in Latham, NY today. We serve all residents that reside in the state of New York.

Our Partners:

  • Andover Insurance
  • Eastern Mutual
  • Hanover Insurance
  • Liberty Mutual
  • Main Street America
  • Nationwide
  • NYCM
  • Progressive
  • Security Mutual
  • The Hartford
  • Travelers